Bank of Maharashtra (30 years): Mr. Mukherji banking career began at Bank of Maharashtra, one of India’s leading public sector banks, where he served for three decades in progressively senior roles. During this period, he held critical positions including:

• Branch Head: Led multiple branches, managing all aspects of branch operations, business development, customer relationships, and team Consistently exceeded business targets while maintaining asset quality.
• Group Officer (Credit): At the Regional Office, he was responsible for credit policy implementation, loan approvals, portfolio monitoring, and credit risk management across multiple branches. He played a key role in enhancing the quality of the credit portfolio and establishing robust monitoring systems.
• Human Resources: Contributed to HR policy framing, talent development, performance management, and organizational capability His work in HR helped create a high-performance culture and develop future leaders.
• Board Secretarial Matters: Worked closely with the bank’s Board of Directors, managing board meeting coordination, regulatory compliance, and corporate governance This experience provided him with deep insights into governance best practices and board-management dynamics.
• Recovery Management: Successfully handled recovery of stressed accounts, demonstrating his expertise in asset reconstruction and maximizing recovery for the

Janseva Co-operative Bank, Pune (1 year): Served in a senior role handling administration and board matters, gaining valuable exposure to the cooperative banking sector and its unique governance requirements.

The Ratnakar Bank Ltd – RBL Bank (13 years): This was perhaps the most transformative phase of Mr. Mukherji’s career. He joined RBL when it was a traditional old private sector bank and played a pivotal role in its metamorphosis into a new-age banking institution.

As Chief General Manager, he was:

• In-charge of all operational areas including deposits, credit, recovery, and administrative departments (excluding investments and forex)
• Responsible for both legacy portfolio management and new business development
• Leader of a team exceeding 700 professionals across retail and institutional banking
• Key architect of the bank’s growth strategy and operational excellence initiatives
• Instrumental in handling workforce integration during the bank’s transformation phase without any disruption to business

His tenure at RBL was marked by extraordinary business growth, successful implementation of modern banking practices, and creation of robust products and monitoring systems that positioned the bank for its eventual universal banking license and listing.

Shree Sharada Sahakari Bank Ltd. (2 years): As a freelancing consultant, Mr. Mukherji provided strategic advisory services to cooperative banks, including:

• Drafting Standard Operating Procedures (SOPs) for operations and credit
• Assessment of staff potential and requirements
• Organizational structuring and process optimization

Catalyst Trusteeship Ltd. (4 years and continuing): Currently serves as Principal Consultant and Corporate Head, focusing on debenture trusteeship and handling issues related to stressed accounts. This role has given him deep expertise in debt market operations, trustee responsibilities, and SEBI regulations governing debenture trustees.